:root{
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  --deep2:#123f4e;
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  --foam:#9bd9cb;
  --ink:#10202b;
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  --line:rgba(16,32,43,.14);
  --soft:rgba(16,32,43,.06);
  --shadow:0 30px 80px rgba(15,30,46,.16);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Archivo,system-ui,sans-serif;background:var(--sand);color:var(--ink);overflow-x:hidden}
a{color:inherit}
.texture{position:fixed;inset:0;pointer-events:none;z-index:999;opacity:.32;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='170' height='170'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.76' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='170' height='170' filter='url(%23n)' opacity='.08'/%3E%3C/svg%3E")}
.site-top{position:fixed;top:16px;left:50%;transform:translateX(-50%);width:min(1180px,calc(100% - 30px));z-index:50;display:flex;align-items:center;justify-content:space-between;padding:12px 14px;background:rgba(255,250,240,.82);border:1px solid rgba(16,32,43,.16);border-radius:28px;backdrop-filter:blur(18px);box-shadow:0 18px 50px rgba(15,30,46,.14)}
.brand{display:flex;align-items:center;gap:11px;text-decoration:none}.brand-symbol{width:42px;height:42px;border-radius:16px;background:var(--deep);display:grid;grid-template-columns:1fr 1fr 1fr;gap:3px;padding:9px;align-items:end}.brand-symbol i{display:block;border-radius:99px;background:linear-gradient(180deg,var(--gold),var(--foam))}.brand-symbol i:nth-child(1){height:45%}.brand-symbol i:nth-child(2){height:78%}.brand-symbol i:nth-child(3){height:58%}.brand strong{display:block;line-height:1;font-weight:900}.brand small{display:block;color:var(--muted);font-size:.68rem;margin-top:3px}.nav{display:flex;align-items:center;gap:4px}.nav a{text-decoration:none;padding:10px 13px;border-radius:999px;font-size:.82rem;font-weight:800;color:rgba(16,32,43,.72)}.nav a:hover{background:var(--soft);color:var(--ink)}.nav .nav-pill{background:var(--deep);color:var(--paper)}.menu-button{display:none;border:0;background:var(--deep);color:var(--paper);border-radius:999px;padding:10px 14px;font-weight:900}
.hero{position:relative;min-height:100vh;color:var(--paper);display:flex;align-items:center;overflow:hidden}.hero-map{position:absolute;inset:0}.hero-map svg{width:100%;height:100%;display:block}.hero-inner{position:relative;z-index:2;width:min(1180px,calc(100% - 40px));margin:0 auto;padding:150px 0 90px;display:grid;grid-template-columns:1.08fr 420px;gap:56px;align-items:end}.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:.72rem;text-transform:uppercase;letter-spacing:.18em;font-weight:900;color:var(--gold);margin-bottom:18px}.eyebrow:before{content:"";width:36px;height:1px;background:currentColor}.eyebrow.dark{color:var(--clay)}h1,h2,h3{font-family:Newsreader,Georgia,serif;font-weight:500;letter-spacing:-.045em}.hero h1{font-size:clamp(3.5rem,7.5vw,7.8rem);line-height:.86;max-width:850px}.hero p{margin-top:24px;max-width:640px;color:rgba(255,250,240,.68);font-size:1.08rem;line-height:1.78}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:34px}.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:999px;padding:14px 20px;font-weight:900;border:1px solid transparent;cursor:pointer;transition:.2s ease}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--gold);color:var(--navy)}.btn-ghost{border-color:rgba(255,250,240,.26);color:var(--paper);background:rgba(255,250,240,.06)}.harbor-card{background:rgba(255,250,240,.11);border:1px solid rgba(255,250,240,.2);border-radius:34px;padding:26px;backdrop-filter:blur(16px);box-shadow:var(--shadow)}.card-head{display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid rgba(255,250,240,.16);padding-bottom:16px;font-size:.75rem;text-transform:uppercase;letter-spacing:.14em;color:rgba(255,250,240,.55)}.card-head strong{color:var(--gold)}.big-number{font-family:Newsreader,Georgia,serif;font-size:4.5rem;line-height:.9;margin:28px 0 12px}.harbor-card p{margin:0 0 22px;color:rgba(255,250,240,.58);font-size:.94rem}.harbor-lines{display:grid;gap:12px}.harbor-lines div{display:flex;justify-content:space-between;align-items:center;background:rgba(255,250,240,.08);border:1px solid rgba(255,250,240,.12);border-radius:18px;padding:14px}.harbor-lines span{color:rgba(255,250,240,.56)}.notice-strip{display:flex;overflow:hidden;background:var(--paper);border-bottom:1px solid var(--line);border-top:1px solid var(--line)}.notice-strip span{white-space:nowrap;padding:16px 32px;border-right:1px solid var(--line);font-size:.72rem;text-transform:uppercase;letter-spacing:.15em;font-weight:900;color:var(--deep)}
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.page-hero,.article-hero{padding:165px max(20px,calc((100vw - 1120px)/2)) 95px;background:var(--deep);color:var(--paper);position:relative;overflow:hidden}.page-hero:after{content:"";position:absolute;right:-120px;bottom:-160px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,var(--gold),transparent 68%);opacity:.28}.page-hero h1,.article-hero h1{font-size:clamp(3.2rem,7vw,7rem);line-height:.9;max-width:960px}.page-hero p,.article-hero p{margin-top:22px;max-width:720px;color:rgba(255,250,240,.66);line-height:1.78;font-size:1.06rem}.banking-hero{background:linear-gradient(135deg,var(--deep),#0d5261)}.savings-hero{background:linear-gradient(135deg,#143c35,var(--deep))}.mortgage-hero{background:linear-gradient(135deg,#3b2d28,var(--deep))}.journal-hero{background:linear-gradient(135deg,var(--deep),#1b314e)}.contact-hero{background:linear-gradient(135deg,#2e3a30,var(--deep))}.banking-layout,.contact-layout{width:min(1120px,calc(100% - 40px));margin:90px auto;display:grid;grid-template-columns:.85fr 1.15fr;gap:60px;align-items:center}.phone-card{background:var(--navy);color:var(--paper);border-radius:42px;padding:30px;box-shadow:var(--shadow);border:10px solid rgba(15,30,46,.08)}.phone-top{width:110px;height:8px;background:rgba(255,250,240,.18);border-radius:999px;margin:0 auto 34px}.phone-balance{background:rgba(255,250,240,.08);border-radius:28px;padding:26px;margin-bottom:16px}.phone-balance small{display:block;color:rgba(255,250,240,.5);font-weight:900;text-transform:uppercase;letter-spacing:.13em}.phone-balance strong{display:block;font-family:Newsreader,Georgia,serif;font-size:3rem;margin-top:8px}.phone-row{display:flex;justify-content:space-between;padding:16px 0;border-bottom:1px solid rgba(255,250,240,.12)}.feature-list{list-style:none;margin-top:26px;display:grid;gap:13px}.feature-list li{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:15px;font-weight:800}.feature-list li:before{content:"✓";color:var(--clay);margin-right:10px}.tile-grid,.bucket-section,.mortgage-flow{width:min(1180px,calc(100% - 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40px));margin:0 auto 105px;background:var(--paper);border-left:8px solid var(--clay);border-radius:0 34px 34px 0;padding:42px;box-shadow:var(--shadow)}.quote-section p{font-family:Newsreader,Georgia,serif;font-size:clamp(2rem,4vw,3.5rem);line-height:1.06;color:var(--deep)}.journal-list{width:min(1040px,calc(100% - 40px));margin:80px auto 110px;display:grid;gap:18px}.journal-row{background:var(--paper);border:1px solid var(--line);border-radius:28px;padding:28px;text-decoration:none;display:grid;grid-template-columns:130px 1.1fr .9fr;gap:26px;align-items:center;box-shadow:0 16px 50px rgba(15,30,46,.07);transition:.2s ease}.journal-row:hover{transform:translateY(-3px)}.journal-row h2{font-size:2.1rem;line-height:1}.contact-form,.contact-note{background:var(--paper);border:1px solid var(--line);border-radius:32px;padding:32px;box-shadow:var(--shadow)}.contact-form{display:grid;gap:17px}.contact-form label{display:grid;gap:8px;font-weight:900}input,select,textarea{width:100%;border:1px solid var(--line);background:#fffdf8;border-radius:16px;padding:14px;font:inherit;outline:none}textarea{min-height:150px;resize:vertical}.contact-form p{color:var(--muted);font-size:.88rem}.contact-note h2{font-size:3rem;line-height:.96;margin-bottom:22px}.contact-note div{display:grid;grid-template-columns:54px 1fr;gap:16px;padding:18px 0;border-top:1px solid var(--line)}.contact-note strong{color:var(--clay)}.contact-note span{color:var(--muted)}.back-link{display:inline-block;margin-bottom:28px;color:var(--gold);text-decoration:none;font-weight:900}.article-hero{background:linear-gradient(135deg,var(--deep),var(--navy))}.article-body{width:min(820px,calc(100% - 40px));margin:80px auto 110px;background:var(--paper);border-radius:34px;padding:44px;box-shadow:var(--shadow);color:#40515a;font-size:1.06rem;line-height:1.86}.article-body h2{font-size:2.6rem;line-height:1;color:var(--deep);margin:36px 0 14px}.article-body h2:first-child{margin-top:0}.article-body p{margin-bottom:18px}.footer{background:var(--navy);color:var(--paper);padding:56px max(20px,calc((100vw - 1180px)/2)) 28px}.footer-cta{display:flex;justify-content:space-between;align-items:center;gap:28px;background:rgba(255,250,240,.08);border:1px solid rgba(255,250,240,.13);border-radius:30px;padding:26px;margin-bottom:48px}.footer-cta span{font-family:Newsreader,Georgia,serif;font-size:2.2rem}.footer-cta a{background:var(--gold);color:var(--navy);padding:13px 18px;border-radius:999px;text-decoration:none;font-weight:900}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:42px}.footer .brand-symbol{background:var(--paper)}.footer p{max-width:360px;color:rgba(255,250,240,.52);line-height:1.72;margin-top:18px}.footer h4{color:var(--gold);text-transform:uppercase;letter-spacing:.16em;font-size:.72rem;margin-bottom:14px}.footer a,.footer span{display:block;text-decoration:none;color:rgba(255,250,240,.55);margin-bottom:9px;font-size:.9rem}.footer a:hover{color:var(--foam)}.footer-bottom{display:flex;justify-content:space-between;gap:28px;border-top:1px solid rgba(255,250,240,.13);margin-top:46px;padding-top:22px}.footer-bottom span{font-size:.78rem;color:rgba(255,250,240,.36);margin:0}.reveal{opacity:0;transform:translateY(22px);transition:opacity .72s ease, transform .72s ease}.reveal.visible{opacity:1;transform:none}
@media(max-width:980px){.menu-button{display:block}.nav{display:none;position:absolute;top:74px;left:0;right:0;background:var(--paper);border:1px solid var(--line);border-radius:24px;padding:12px;flex-direction:column;align-items:stretch;box-shadow:var(--shadow)}.nav.open{display:flex}.nav a{padding:14px 16px}.hero-inner,.intro-section,.feature-panel,.banking-layout,.calculator-visual,.contact-layout{grid-template-columns:1fr}.service-shell,.signal-grid,.article-cards,.tile-grid,.bucket-section,.mortgage-flow,.footer-grid{grid-template-columns:1fr}.journal-row{grid-template-columns:1fr;gap:12px}.footer-cta{display:block}.footer-cta a{display:inline-flex;margin-top:20px}.calculator-visual strong{font-size:4rem}}@media(max-width:640px){.site-top{top:10px;width:calc(100% - 20px)}.brand small{display:none}.hero h1,.page-hero h1,.article-hero h1{font-size:3.2rem}.hero-inner{width:calc(100% - 28px)}.intro-section,.service-shell,.journal-preview,.banking-layout,.tile-grid,.bucket-section,.mortgage-flow,.calculator-visual,.contact-layout,.journal-list,.article-body{width:calc(100% - 28px)}.article-body{padding:28px}.footer-bottom{display:block}}